Cost: varies, click below to choose

New York public adjuster license applicants must file a $1,000 surety bond with the New York State Department of Financial Services. Bonds Express offers this bond for $75 for a two-year term, with online purchase available.

Purchase Your Bond

Purchase the two-year bond online for $75. Bonds Express will send you a copy to sign and submit to the New York State Department of Financial Services.

License Expiration and Bond Renewal

The New York public adjuster licensing period ends on December 31 of every even-numbered year. The bond must remain effective throughout the applicable licensing period.

When your bond term approaches its end, use the policy and invoice information provided to complete your New York Public Adjuster Bond renewal.

Who Needs a New York Public Adjuster Bond?

Individuals and businesses applying for or renewing a New York public adjuster license must have the required bond on file. A public adjuster represents an insured when negotiating or settling covered property-loss claims.

New York Public Adjuster Bond Requirements

  • Bond amount: $1,000
  • Price: $75($50 for less than one year term)
  • Bond term: *Two years
    *Common expiration of 12/31 of even years, so the first term of new companies may be less than two years.
  • Obligee: State of New York
  • Filing authority: New York State Department of Financial Services

The bond guarantees the faithful performance of the licensee’s duties, including the duties of any sublicensees named on the license. It also authorizes recovery by the state for covered fraudulent or dishonest practices during the licensing period.

Review New York Insurance Law Section 2108 for the statutory bond requirements.

Find Another Adjuster Bond

Need a bond for another adjuster license or jurisdiction? Browse our public and independent adjuster bonds to find the applicable product.

A surety bond protects the party requesting the bond, the Obligee, against any financial losses as a result of poor financial decisions, damages, unethical decisions, or a failure to follow state and local laws on the part of you, the Principal.  The New York  Public Adjuster Surety Bond holds you accountable for your business decisions.

By possessing a New York  Public Adjuster Surety Bond, you are telling your Obligee that you can be trusted as a Principal and that you stand behind your business decisions.